Funding Your Church Plant: The Right People Should Pay for It… And It’s Not the Pastor’s Kids

by Ryan Gear

I occasionally coach church planters, and there is a common denominator between all of them.

They are underpaid.

Nondenominational planters especially are underpaid because they often lack the deep pockets of denominational funders. Unfortunately, some denominations underfund plants, as well, not realizing that an investment in effective planters will eventually result in far more denominational growth and funding.

On top of these challenges, it is very difficult for pastors to raise funds from the new church’s launch team, because so many people in our culture parrot cliches about pastors being in it for the money. Contrary to 30-year old cultural memes still justified by the unethical actions of 1980s televangelists, most pastors are not even close to being in it for the money. Megachurch pastors aside, the average pastor makes about as much as the average schoolteacher. Just like schoolteachers, most pastors are grossly overworked and underpaid.

So, an inspired, idealistic, well-intentioned (and naive) pastor goes out into the field to start something that brings hope to lots of people, totally unmotivated by money. She sacrifices, works long hours, spends less time with family than she wants, inspires people, and pulls a new church together. She tends to downplay her own needs, while the growing congregation appreciates her dedication but is unaware of the daily financial pressure she feels.

Then, after a few years of struggling to pay the pills, she is forced into a another line of work to make ends meet. The church can’t even hire a successor because they don’t pay a competitive salary and never have. (A friend pointed out that the same thing tends to happen with new nonprofits, whether they’re churches or not.)

Like everything else in life, the truth is that someone will have to pay for the new church. Every pastor has a right to earn a fair, honest living, and any congregation that wants to be viable has the responsibility to fund it.

If, as a planting pastor, you struggle to ask for a raise or to believe that your family deserves for you to be paid fairly, here are a couple of questions for you:

Should the financial obligations of a church be spread across the whole congregation, or should they be placed squarely upon your family?

In other words, which is easier, for everyone in a 100 person congregation to give $5 more per week (which adds up to $26,000 per year), or for your kids to have less than they need because you are underpaid by $26,000 per year?

Compensating a pastor fairly is actually a small sacrifice if the expense is shared by the congregation. Either the congregation pays the bills or the pastor’s kids do. It’s one or the other.

What if you don’t have children?

You probably will someday, and they will be affected by the financial decisions you make now.

How would the people in your congregation respond if they actually knew the financial toll the plant takes on you, and if you’re married, the toll it takes on your marriage?

They would probably feel embarrassed and immediately take steps to pay you adequately. If not, then it might be time to leave and let them face reality.

If they simply had more information about the average compensation for pastors, they might make it right far more quickly than you think. Perhaps Googling “pastor compensation guide” and sharing it with your elders or church board would be a good first step. Or perhaps you could invite a church planting coach or consultant to talk with your board and speak the truths you find it difficult to say. They are probably more open to reality than you realize.

Whichever you choose, remaining underpaid until you no longer can is not an option. It will simply ruin your financial future, and you will eventually leave the church because you have no choice. Your congregation will then realize that they have to give the pastor who follows you a massive raise just to be competitive, and they will probably wish they would have done more to help you.

It’s better to be humbly honest now and let them know what you need. The right people should pay for your church plant… all of the people in it.

Handling Criticism

by Ryan Gear

It’s been almost three years since we launched weekly worship services at One Church. Overall, the process has been inspiring and encouraging with changed lives, renewed hope, and growth.

It’s also true that one of my most difficult challenges since planting One Church has been adjusting to the level of criticism that comes with leading a forward­thinking organization.

I’m sharing this post for two kinds of people:

1. Leaders in any field who are considering starting something
2. Church planters, specifically, who are discouraged

Whether it’s a business, a church, a group of some kind, anything, whenever you hear stories of growth and everything looks rosy, you should know that those stories usually do not include the continual, daily struggles that occur simultaneously with the growth. Some church planters were associate pastors previously and did not realize that the associate pastor is always the most popular person in the world. Once, you’re in the lead role, you have to learn to duck!

Here is the reality of One Church:

  • Since starting One Church, I have been called more names than in junior high and high school combined.
  • I have been accused of heresy several times.
  • 1/3 of the congregation left the church after one sermon they didn’t like.
  • A one-time attendee told me that I’m leading people to hell.
  • I received emails that were angry rants, bordering on threats
  • A Young Earth Creationist ended his final email to me like this, “I have issued the warning I was instructed to give you. Now I shake the dust from my garments.”

That was in the first six months.

The harshest critics have long since gone, but at one point in the life of One Church, sharp criticism was a weekly reality for me. Every week, one or more people expressed that they were not happy about something in the church, usually something to do with me. It might have been a criticism of a sermon. It might have been my stance on an issue. It might have been that they didn’t like something about the music (still, ultimately my responsibility). There may have been a miscommunication, and apologizing profusely was not enough.

Of course, constructive criticism helps me and One Church. One Church is better because of people who genuinely care about the church and about me, and they contribute in many positive ways, sometimes through criticism. It is easy to tell the difference, however, between people who love you and offer constructive criticism and people who do not.

In my experience, at least half of the criticism you receive will not be constructive. It comes from people who are acting out of their own issues and spewing on you. They want power they have not earned. They want the church you planted to look like the church they just left. They criticize because they’re angry.

For me, the key to handling criticism is a prayer, a mantra, I heard from a veteran leader who has survived several seasons of harsh criticism:

“God, give me a softer heart and thicker skin.”

It’s a journey toward character traits discovered in two seemingly opposite directions – vulnerability and toughness, tenderness and strength, flexibility and resilience. It seems like those qualities are opposites, but they are not. In my experience, it’s vulnerability, tenderness, and flexibility that lead to toughness, strength, and resilience. If I’m confident enough to be vulnerable and softhearted toward others, then I’m confident enough to stand tall and stay on course.

Nope, that’s not easy.

It is, however, necessary to succeed in church planting or any other leadership capacity.

If you’re discouraged, may you continually grow into the kind of person who tenderly loves people even when they criticize you, and may you be confident enough to be vulnerable, assured of who you are and your purpose, so that in soft­hearted strength, criticism is powerless to discourage you.